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Banking IRA

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Banking IRA
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What is an IRA?

Banking IRAs (Individual Retirement Accounts) refer to retirement savings accounts that are offered by banks. These accounts are designed to help individuals save for their retirement while benefiting from the security and convenience of a bank.

Here are some key points about Banking IRAs:
  • Retirement savings
  • Traditional IRAs
  • Roth IRAs
  • FDIC insured
  • Investment options
  • Contribution limits
  • Required minimum distributions
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Investment IRAs

Investment IRAs is a type of retirement savings account in the U.S. that offers tax advantages to encourage long-term savings. The IRS offers several types of IRAs, and each type can be used to invest in a variety of financial assets such as stocks, bonds, mutual funds, ETFs, and even alternative assets like real estate or precious metals (in some cases).

Savings IRAs

When people refer to Savings IRAs, they typically mean retirement accounts (like a Traditional IRA or Roth IRA) that are used primarily to save for retirement, rather than actively investing in stocks or other assets. The focus here is on saving and growing funds in a tax-advantaged manner. However, IRAs can still be used for investing in a variety of assets, including low-risk, interest-bearing options like certificates of deposit (CDs), money market accounts, and bonds.

Save for your tomorrow with ease

Determine the type of account you need based on your banking requirements.

01
Contributions

02
Rollovers

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Transfers

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Account interest rate

Total interest earned

Account interest rate

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Total interest you’ll earn with our IRA savings account

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